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Deferring, minimizing, or avoiding estate taxes altogether is often an important estate planning goal for married couples. However, uncertainty surrounding what the estate tax laws and the value of their accounts and property will be at the first spouse’s death can leave a couple feeling that they need a crystal...

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Tax season just ended and many taxpayers are receiving their refunds. But all required tax returns were not filed. According to recent IRS estimates, there are at least 10 million tax payers that the government has identified as, “non-filers.” If you filed an extension, you have until October to file...

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Reverse mortgages are increasing in popularity with seniors who have equity in their homes and want to supplement their income. The only reverse mortgage insured by the U.S. Federal Government is called a Home Equity Conversion Mortgage (HECM), and is only available through an FHA-approved lender. Reverse mortgages are highly...

In what area of law do you practice and why did you choose this? I have 16-years’ experience in civil litigation as outside counsel for businesses, a Deputy Attorney General in California, an Assistant Attorney General in Minnesota, outside counsel for state, state agencies, and county. My cases have run...

In what area of law do you practice and why did you choose this? I practice in the homeowners association group. To be honest, I kind of fell into the area. Getting my first job as a lawyer was conditioned on my employer landing a national builder. After that builder...